HOUSING LOAN

You can relax inside your dream house without putting a strain on your budget. GRBank will do the financing for you—whether it is building a house of your choice or renovating your old one. With GRBank’s low-interest rates and flexible payment terms, your house will definitely become a home.

This can be used for the construction of residential units, buildings, apartments, and development of subdivisions.

  • Competitive rates
  • Fast processing of loan approval
  • Up to 15 years amortized payment
  • Up to 20% equity
  • Collateral documents
    – Transfer Certificate of Title (TCT) or Condominium Certificate of Title (CCT)
    – Tax declaration, tax receipt, and location plan
  • Latest Valid IDs
  • Source of income:
    – Payslip or Certificate of Employment (if employed)
    – Financial statements or Statement of Assets, Liabilities, and Net Worth (if in business)
  • Proof of loan purpose
  • Passport including those issued by foreign governments
  • Driver’s license
  • Professional Regulation Commission (PRC) ID
  • Postal ID
  • Voter’s ID
  • Taxpayer Identification Number (TIN)
  • Government Service Insurance System (GSIS) e-Card
  • Social Security System (SSS) card
  • Senior Citizen card
  • Overseas Workers Welfare Administration (OWWA) ID
  • Overseas Filipino Worker (OFW) ID
  • Government office and Government-owned and Controlled
  • Corporation (GOCC) ID (e.g., Armed Forces of the Philippines
  • (AFP), Home Development Mutual Fund (HDMF) IDs)
  • ID issued by the National Council on Disability Affairs
  • Integrated Bar of the Philippines (IBP) ID
  • Company IDs issued by private entities or institutions registered with or supervised or regulated either by the Bangko Sentral ng Pilipinas (BSP), Securities and Exchange Commission (SEC) or Insurance Commission (IC)
  • PhilHealth Health Insurance Card ng Bayan
  • National Bureau of Investigation (NBI) Clearance
  • Police Clearance
  • Barangay Certification
  • Seaman’s Book
  • Alien Certificate of Registration / Immigrant Certificate of Registration
  • Department of Social Welfare and Development (DSWD) Certification
  • Professional ID cards issued by Maritime Industry Authority (MARINA)
  • Philippine Identification System ID (Philsys)