Rates & Fees
Peso Savings Account
| Deposit Product | Initial Deposit | Minimum Maintaining Balance | Balance to Earn Interest | Interest Rate per annum |
| Basic Savings Account | 50.00 | None | 5,000.00 | 0.10% |
| Regular Savings Account | 100.00 | 100.00 | 5,000.00 | 0.25% |
| Golden Kiddie Savings | 100.00 | 100.00 | 100.00 | 0.25% |
Checking Account
| Deposit Product | Initial Deposit | Minimum Maintaining Balance | Balance to Earn Interest | Interest Rate per annum |
| SMILE Checking Account | 5,000.00 | 5,000.00 | N/A | N/A |
| Gold Check Plus | 30,000.00 | 25,000.00 | 25,000.00 | 0.25% |
Dollar Savings and Time Deposit Account
| Deposit Product | Initial Deposit | Minimum Maintaining Balance | Balance to Earn Interest | Interest Rate per annum |
| Dollar Savings Account | $100.00 | $100.00 | $500.00 | 0.05% |
| Dollar Time Deposit Account | $1,000.00 | $1,000.00 | $1,000.00 | 0.20% |
Time Deposit
| SSA – Special Savings Account | 30 days | 60 days | 90 days | |
| 10,000 – 499,999 | 1.00% | 1.00% | 1.00% | |
| 500,000 – 4,999,999 | 1.25% | 1.25% | 1.25% | |
| 5M and up | 1.50% | 1.50% | 1.50% | |
| GESA – Golden Earner Savings Account | 1 year |
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| 1 Year – Advanced Interest | 10,000.00 | 2.50% | ||
| LTD – Long Term Deposit | 5 years |
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| Principal and interest withdrawable at maturity | 10,000.00 | 3.75% | ||
| Principal withdrawable at maturity and interest withdrawal every 30,60,90,180 days |
10,000.00 | 3.25% | ||
Bank Fees
| Checkbook | 300.00 |
| Bank Certification | 130.00 |
| Inter Branch Deposit | 50.00 |
| Inter Branch Withdrawal | 100.00 |
| Stop Payment Order per check | 200.00 |
| Service Charge for dormancy if inactive for 5 years | 30.00 |
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Savings Account Service Charge for falling below maintaining for two (2) consecutive months |
30.00 |
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Checking Account Service Charge for falling below maintaining for two (2) consecutive months |
200.00 |
Rates are subject to change without prior notice.
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