Rates & Fees

Peso Savings Account

Deposit Product Initial Deposit Minimum Maintaining Balance Balance to Earn Interest Interest Rate per annum
Basic Savings Account 50.00 None 5,000.00 0.10%
Regular Savings Account 500.00 500.00 5,000.00 0.25%
Cash Deposit Only 500.00 500.00 5,000.00 0.25%
Golden Kiddie Savings 100.00 100.00 100.00 0.25%
Payroll Account 100.00 100.00 100.00 0.25%
SSS Pension Account 100.00 100.00 100.00 0.25%

Checking Account

Deposit Product Initial Deposit Minimum Maintaining Balance Balance to Earn Interest Interest Rate per annum
SMILE Checking Account 5,000.00 5,000.00 N/A N/A
Gold Check Plus  30,000.00 25,000.00         25,000.00 0.25%
Combo Account        
Savings 2,000.00 2,000.00 5,000.00 0.25%
Current 5,000.00 5,000.00 n/a n/a

 

Dollar Savings

Deposit Product Initial Deposit Minimum Maintaining Balance Balance to Earn Interest Interest Rate per annum
Dollar Savings Account $100.00 $100.00 $500.00 0.05%
Dollar Time Deposit Account $1,000.00 $1,000.00 $1,000.00 0.20%

 

Term Deposit

SSA – Special Savings Account 30 days  60 days 90 days 1 year 3 Years 5 Years
10,000 – 499,999 4.50% 4.50% 4.75% 4.75% 5.00% 5.25%
500,000 – 4,999,999 4.75% 4.75% 5.00% 5.00% 5.25% 5.50%
5M and up 5.00% 5.00% 5.25% 5.25% 5.50% 5.75%

Bank Fees

Checkbook  300.00
Bank Certification  300.00
Inter Branch Deposit  50.00
Inter Branch Withdrawal  100.00
Stop Payment Order per check  200.00
Service Charge for dormancy if inactive for 5 years  30.00

Savings Account

Service Charge for falling below maintaining for two (2) consecutive months 

Savings Account except BSA 50.00
Checking Account 200.00
Closing of Account
Savings Account except BSA 50.00
Checking Account 200.00

 

Interest rates are subject to change without prior notice depending on the prevailing market rates.