Rates & Fees
Peso Savings Account
| Deposit Product | Initial Deposit | Minimum Maintaining Balance | Balance to Earn Interest | Interest Rate per annum |
| Basic Savings Account | 50.00 | None | 5,000.00 | 0.10% |
| Regular Savings Account | 500.00 | 500.00 | 5,000.00 | 0.25% |
| Cash Deposit Only | 500.00 | 500.00 | 5,000.00 | 0.25% |
| Golden Kiddie Savings | 100.00 | 100.00 | 100.00 | 0.25% |
| Payroll Account | 100.00 | 100.00 | 100.00 | 0.25% |
| SSS Pension Account | 100.00 | 100.00 | 100.00 | 0.25% |
Checking Account
| Deposit Product | Initial Deposit | Minimum Maintaining Balance | Balance to Earn Interest | Interest Rate per annum |
| SMILE Checking Account | 5,000.00 | 5,000.00 | N/A | N/A |
| Gold Check Plus | 30,000.00 | 25,000.00 | 25,000.00 | 0.25% |
| Combo Account | ||||
| Savings | 2,000.00 | 2,000.00 | 5,000.00 | 0.25% |
| Current | 5,000.00 | 5,000.00 | n/a | n/a |
Dollar Savings
| Deposit Product | Initial Deposit | Minimum Maintaining Balance | Balance to Earn Interest | Interest Rate per annum |
| Dollar Savings Account | $100.00 | $100.00 | $500.00 | 0.05% |
| Dollar Time Deposit Account | $1,000.00 | $1,000.00 | $1,000.00 | 0.20% |
Term Deposit
| SSA – Special Savings Account | 30 days | 60 days | 90 days | 1 year |
| 10,000 – 499,999 | 5.00% | 5.25% | 5.50% | 5.75% |
| 500,000 – 4,999,999 | 5.25% | 5.50% | 5.75% | 6.00% |
| 5M & up | 5.50% | 5.75% | 6.00% | 6.25% |
| GESA – Golden Earner Savings Account |
|
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| 1 Year – Advanced Interest | 1 year | |||
| 10,000.00 & up | 2.75% | |||
| LTD – Long Term Deposit (Non- Taxable) | 5 years | |||
| Principal and interest withdrawable at maturity | ||||
| 10,000.00 & up | 5.25% | |||
| Principal withdrawable at maturity and interest withdrawal every 30,60,90,180 days | ||||
| 10,000.00 – 499,999 | 4.75% | |||
| 500,000 & up | 5.00% | |||
Bank Fees
| Checkbook | 300.00 |
| Bank Certification | 300.00 |
| Inter Branch Deposit | 50.00 |
| Inter Branch Withdrawal | 100.00 |
| Stop Payment Order per check | 200.00 |
| Service Charge for dormancy if inactive for 5 years | 30.00 |
|
Savings Account Service Charge for falling below maintaining for two (2) consecutive months |
|
| Savings Account except BSA | 50.00 |
| Checking Account | 200.00 |
| Closing of Account | |
| Savings Account except BSA | 50.00 |
| Checking Account | 200.00 |