Rates & Fees

Peso Savings Account

Deposit Product Initial Deposit Minimum Maintaining Balance Balance to Earn Interest Interest Rate per annum
Basic Savings Account 50.00 None 5,000.00 0.10%
Regular Savings Account 100.00 100.00 5,000.00 0.25%
Golden Kiddie Savings 100.00 100.00 100.00 0.25%

 

Checking Account

Deposit Product Initial Deposit Minimum Maintaining Balance Balance to Earn Interest Interest Rate per annum
SMILE Checking Account 5,000.00 5,000.00 N/A N/A
Gold Check Plus  30,000.00 25,000.00         25,000.00 0.25%

 

Dollar Savings and Time Deposit Account

Deposit Product Initial Deposit Minimum Maintaining Balance Balance to Earn Interest Interest Rate per annum
Dollar Savings Account $100.00 $100.00 $500.00 0.05%
Dollar Time Deposit Account $1,000.00 $1,000.00 $1,000.00 0.20%

 

Time Deposit

SSA – Special Savings Account   30 days  60 days 90 days
10,000 – 499,999    1.00% 1.00% 1.00%
500,000 – 4,999,999    1.25% 1.25% 1.25%
5M and up    1.50% 1.50% 1.50%
GESA – Golden Earner Savings Account    1 year

 

 

 

 

1 Year – Advanced Interest               10,000.00 2.50%
LTD – Long Term Deposit    5 years

 

 

 

 

 

 

Principal and interest withdrawable at maturity               10,000.00 3.75%
Principal withdrawable at maturity and interest withdrawal
every 30,60,90,180 days
              10,000.00 3.25%

 

Bank Fees

Checkbook  300.00
Bank Certification  130.00
Inter Branch Deposit  50.00
Inter Branch Withdrawal  100.00
Stop Payment Order per check  200.00
Service Charge for dormancy if inactive for 5 years  30.00

Savings Account

Service Charge for falling below maintaining for two (2) consecutive months 

 30.00

Checking Account

Service Charge for falling below maintaining for two (2) consecutive months

 200.00

 

Rates are subject to change without prior notice.

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