SMILE CHECKING

Small and Medium Industry Local Entrepreneurs (SMILE) checking account  is designed for businesses with low and predictable monthly transaction activity. It’s a great place to start when you need a basic checking account with a full range of benefits, and it can help you maximize your cash flow. It allows you to keep your money in your account right before you settle your payments.

  • An initial deposit of PHP5,000
  • Non-interest-bearing account
  • Checking account with passbook
  • Initial check booklet (25pcs) upon application
  • Has a maintaining balance of PHP5,000
  • An original and photocopy of valid IDs
  • Proof of billing
  • 2 copies of 1×1 picture
  • Passport including those issued by foreign governments
  • Driver’s license
  • Professional Regulation Commission (PRC) ID
  • Postal ID
  • Voter’s ID
  • Taxpayer Identification Number (TIN)
  • Government Service Insurance System (GSIS) e-Card
  • Social Security System (SSS) card
  • Senior Citizen card
  • Overseas Workers Welfare Administration (OWWA) ID
  • Overseas Filipino Worker (OFW) ID
  • Government office and Government-owned and Controlled Corporation (GOCC) ID (e.g., Armed Forces of the Philippines (AFP), Home Development Mutual Fund (HDMF) IDs)
  • ID issued by the National Council on Disability Affairs
  • Integrated Bar of the Philippines (IBP) ID
  • Company IDs issued by private entities or institutions registered with or supervised or regulated either by the Bangko Sentral ng Pilipinas (BSP), Securities and Exchange Commission (SEC) or Insurance Commission (IC)
  • PhilHealth Health Insurance Card ng Bayan
  • National Bureau of Investigation (NBI) Clearance
  • Police Clearance
  • Barangay Certification
  • Seaman’s Book
  • Alien Certificate of Registration / Immigrant Certificate of Registration
  • Department of Social Welfare and Development (DSWD) Certification
  • Professional ID cards issued by Maritime Industry Authority (MARINA)