Company Profile And History

In 1954, a group of 14 determined and strong-minded professionals and businessmen from Guagua, Lubao and Sta. Rita pooled their resources to put up Guagua Rural Bank Incorporated, now known as GRBank. It was AMONG THE FIRST TEN RURAL BANKS to be opened in the Philippines and the Bangko Sentral ng Pilipinas granted its Certificate of Authority on May 8, 1954. Our founders, Mr. Esteban Lapid, Dr. Felix Coronel, Mr. Jose L. Carlos, Sr., handed down to us the values of prudence, integrity, and commitment to countryside development, thus with 60 years of GReat Banking, we aim to be a bank of value, not just a bank of success. Such values have proven their worth as we steadily grow in strength and stability.

​ GRBank has consistently been among the top 5 rural banks nationwide for the past years (among more than 500 rural banks) in the country in terms of total assets, net income and total capital. Now, total assets is P 3.0 Billion and authorized capital is P 1.0 Billion. Our capital adequacy ratio is at a handsome 24.48%, among the highest in the industry and almost three (3) times BSP’s requirement of 10%. We have been consistently awarded Top Taxpayer in Guagua and Pampanga, a proof that we give back, in support of government programs, for the progress and development of the community.

Aside from the financial assistance we give, GRBank aims to provide the MSMEs with a continuous learning program in developing their capabilities and potentials by partnering with the Bangko Sentral ng Pilipinas and Department of Trade and Industry thru the Financial Literacy Campaign and SME Roving Academy projects of the respective agencies. Such activities have been launched in 2013 where the President and the COO both made their presentations to clients and prospects. The program will contribute a lot in the success of the MSMEs, making them more competitive in both the local and international markets.

As a bank, we continuously create and deliver various banking products and services to our customers on a personalized level. We have our Bigtime Savings, “P100.00 lang, Bigtime ka na!”. We also offer dollar deposits and have our own GRBank cash cards (ATM). Our loan products, aimed at empowering MSMEs for countryside development and enriching pinoy lives, include Pangkabuhayan or Business Loan, Car Loan, Housing Loan, Industrial and Agricultural Loan, and Salary Loan. Our loan rates are very competitive and payment terms are very easy. With our highly competitive and competent team, giving accurate data to support the Board of Directors in approving applications, we can process loans in less than a week and we can lend as high as P175 million to a single borrower.

GRBank’s corporate social responsibility (CSR) will be expanded with the support of its GRBank Foundation. GRBank’s officers and personnel lives on the spirit of volunteerism. It supports and partners with other foundations; and Makati Medical Center for its medical missions; and other NGOs for its relief operations, tree planting, feeding programs; and schools for its scholarship programs. The GRBank Family will always be willing to go the extra mile in giving service to others – our way of showing that GRBank cares and giving back to the communities we serve.

GRBank now has 17 strategically located banking units (SBU). We have twelve (12) SBUs in Pampanga, two (2) in Bataan, one (1) in Zambales, one (1) in Tarlac and one (1) in Kamias Quezon City, where only a handful of rural banks have had the privilege of opening a branch. This was due to the bank’s capital position which was way above BSP’s requirements.

In the coming years, to reach out further, GRBank plans to put up some new branches in other Region III provinces. In due time, it will branch out to the Calabarzon Area (Region IV-A) – expanding its presence especially to the agriculturally rich provinces of the south.

Today, with so much resources to back it up, and impressive financial ratios that makes it an icon of stability, GRBank celebrates 60 years of GReat Banking by being… the no. 1 Rural Bank in Pampanga! the no. 1 Rural Bank in Central Luzon! and One of the Top 5 Rural Banks Nationwide!

Tomorrow, onward to a century of banking par excellence, GRBank aims straight and high with a 20/20 Vision… To be the top rural bank in the country!

Contact Us

Address: Plaza Burgos, Guagua (GRBank Main Office)
Corporate: (045) 963-5177 | 963-7267

A Proud Member of:

Member: PDIC, Maximum Deposit Insurance for Each Depositor P500,000